Resources
Resources
Three quick tools for rough planning.
Change the numbers and see what moves the result. These are estimates, not a preapproval, quote, or promise of what a property will cost.
Nothing you enter leaves your browser.
After a number, usually comes a question. Twenty of the ones I get asked most are answered in plain language.
Calculators
Monthly payment
Price, down payment, and rate in. Estimated monthly payment out.
- Principal & interest
- $0
- Property tax
- $0
- Insurance
- $0
- HOA / condo fee
- $0
A rough planning estimate, not a preapproval or financial advice. Your real numbers depend on your lender, your credit, and local rules. Nothing you enter is saved or sent anywhere. Ask me to check it and I'll put you in front of a lender who can.
Planning range
Estimate a starting range from income, debts, down payment, taxes, insurance, and rate. This is not a lender preapproval.
- Loan amount
- $0
- Estimated monthly payment
- $0
- of which principal & interest
- $0
This targets a common lender debt-to-income guideline, not a guarantee you'd qualify for this amount. Actual approval depends on your credit, reserves, and the specific lender's rules. A rough planning estimate, not a preapproval or financial advice. Your real numbers depend on your lender, your credit, and local rules. Nothing you enter is saved or sent anywhere. Ask me to check it and I'll put you in front of a lender who can.
Net proceeds
If you sold today, roughly what would you walk away with after payoff, fees, and costs?
Broker fees and commissions are fully negotiable and are not set by law. The fee field below starts at zero on purpose. Enter whatever you have actually agreed, or are considering, to see its effect.
- Sale price
- $0
- Mortgage payoff
- −$0
- Broker fee
- −$0
- Closing costs
- −$0
- Credits / other payoffs
- −$0
This assumes a clean sale with no surprises. Actual proceeds shift with negotiated repairs, prorated taxes, and your specific loan payoff. A rough planning estimate, not a preapproval or financial advice. Your real numbers depend on your lender, your credit, and local rules. Nothing you enter is saved or sent anywhere. Ask me to check it and I'll put you in front of a lender who can.
Everything else here
Where are you standing right now?
Thinking about buying
Work out the payment first, then the area, then the house.
- Planning range calculatorWork backwards from income and debts to a price range worth shopping.
- Buying in ConnecticutHow the process runs here, including the attorney.
- Buying in North AlabamaHow it runs on the Alabama side, which is not the same process at all.
- Questions answeredTwenty of the questions I get asked most, answered without the sales pitch.
- Longer guidesFlood zones, septic and well, new construction, what a home is actually worth.
Thinking about selling
What the house is worth, what it costs to sell it, and what to do first.
- Net proceeds calculatorIf you sold today, roughly what would you walk away with?
- Connecticut Home Value ReviewA property-specific opinion based on the home, its condition and recent local sales.
- North Alabama Home Value ReviewThe same thing for a house on the Alabama side.
- Selling in ConnecticutCondition, preparation, pricing, and what the move needs to accomplish.
- Selling in North AlabamaCondition and price are doing almost all the work right now.
Already own the house
Keeping up with it, and keeping an eye on what the market is doing.
- Homeowner handbookA month by month maintenance calendar with a public source on every item, plus a project planner. Nothing you tick or type leaves your browser.
- Market statisticsFour Connecticut counties and four North Alabama areas, with their sources.
- Monthly briefingsOne for each state every month, explaining what the latest report actually means.
- Monthly payment calculatorUseful for a refinance question as well as a purchase.